Tuesday, July 12, 2011

INDIAN BANK P.O. EXAM PAPER

GENERAL AWARENESS
 
Q.1 Which of the following carries out ‘Open Market Operations?
(1) Finance Ministry
(2) External Affairs Ministry
(4) Planning Commission
(5) Ministry of Commerce
Q. 2 Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath
(2) Kapil Sibal
(4) Mamta Banerjee
(5) None of these
Q. 3 Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act
(2) Banking Regulation Act
(3) Essential Commodities Act
(4) RBI and Banking Regulation Act
(5) None of these
Q.4 On which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest?
(1) Food subsidy
(2) Fertilizer subsidy
(3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways
(5) Oil subsidy
Q.5 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF
(2) UNDP
(3) UNICEF
(4) ADB
(5) None of these
Q. 6 Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these
Q.7 For which one of the following Loan Products ‘teaser loans’ are offered by Banks?
(1) Education Loans
(2) Commercial Loans
(3) Loans against security of gold
(4) Retail Trade Loans
(5) Home Loans ,
Q. 8 The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game’s first gold medal? ‘
(1) Augustina Nwaokolo
(2) Ravinder Singh
(3) Azhar Hussain
(4) Carol Huynh
(5) None of these
Q.9 In which one of ihe following cities was the recent meet of G-20 Countries organised ?
(1) Tokyo
(2) Seoul
(3) London
(4) Beijing
(5) Singapore
Q.10 As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate?
(1) India
(2) Sri Lanka
(3) China
(4) Vietnam
(5) Bangladesh
Q.11 Which one of the following has decided to give guarantee for infra loans? .
(1) IDBI
(2) SBI
(3) IIFCL
(4) SIDBI
(5) None of these
Q.12 In which one of the following States is the uranium project proposed to be set up ?
(1) Manipur
(2) Meghalaya
(3) Orissa
(4) Assam
(5) Nagaland
Q.13 Amongst 169 countries on Human Development Index, which one of the following is India’s rank?
(1) 89
(2) 91
(3) 119
(4) 129
(5) 138
Q.14 What is ‘Kaveri’ ?
(1) India’s indigeneous aircraft engine
(2) India’s Low Cost laptop
(3) India’s Air to Air Missile
(5) Unmanned Aircraft acquired from Israel
Q.15 An increasing finished good stock as % to sales of a manufacturing Company indicates that-
(1) the market is getting competitive.
(B) the quality of the goods is not upto the mark.
(C) the production cost has increased.
(D) the production has decreased.
(1) Only (A) and (B)
(2) Only (B) and (C)
(3) Only (C) and (D)
(4) Only (C)
(5) Only (D) and (A)
Q. 16 Which one of the following has got RBI nod to issue pre-paid cards to its clients?
(1) LIC
(2) GIC
(3) SIDBI
(4) NABARD
(5) None of these

Q.17 For which one of the following reasons is an amendment in Companies Bill 2009 proposed?
(1) To provide more powers to Department of Company Affairs
(2) To provide regulatory powers to Department of Company Affairs
(3) To make Indian Accounting Standards applicable with effect from 1.4.2011
(4) To ensure smooth convergence of the Indian Accounting Standards with IFRS
(5) None of these

Q.18 As per recent newspaper reports, India’s public debt rises 2.8 percent to Rs. 28 lakh crores. Which one of the following is the reason that has forced commercial banks 10 buy Government securities?
(1) Lack of credit growth
(2) Increase in credit growth
(3) Raising of repo rate
(4) Raising of reverse repo rate
(5) None of these
Q.19 In which one of the following States Sariska Tiger Reserve is located?
(1) M. P.
(2) U. P.
(3) Orissa
(4) Gujarat
(5) Rajasthan
Q.20 On which one of the following characters, Biometric security is based?
(1) Finger prints and palm recognition only
(2) Face recognition and voice recognition only
(3) Hand writing and manual recognition only
(4) Only(l) and (2)
(5) All (1),(2) &(3)
Q.21 Which one of the following may be the consequence of buying forex in the market by the RBI ?
(1) It leads to inflation
(2) It leads to control over inflation
(3) It does not affect inflation
(4) It results into deflation
(5) None of these
Q.22 Under provisions of which one of the following Acts, the Reserve Bank of india has the power to
regulate, supervise and control the banking sector?
(1) RBI Act
(2) Banking Regulation Act
(3) Negotiable Instrument Act
(4) RBI and Banking Regulation Act
(5) None of these
Q.23 Who amongst the following is the author of the book “The God of Small Things” ?
(1) Chetan Bhagat
(2) V.S. Naipul
(3) Namita Gokhale
(4) Kiran Desai
(5) Arundhati Roy
Q. 24 Which one of the following has proposed $ 11 billion infrastructure debt fund?
(1) NABARD  
(2) SBI
(3) RBI
(4) Ministry of Finance, Govt. of India
(5) Planning Commission
Q. 25 Myanmar’s pro-democracy leader Suu Kyi is a _
(1) 42 years old politician
(2) Bharat Ratna
(3) Military General
(4) Nobel Prize winner
(5) None of these
Q.26 Which one of the following factors influence working capital of a unit?
(1) Seasonally of operations only
(2) Production Policy only
(3) Suppliers Term only
(4) Only (1) and (2)
(5) All (1), (2) & (3)
Q.27 The G-20 Summit was held in which of the following places in October 2009 ?
(1) Paris
(2) Vienna
(3) Tokyo
(4) Pittsburgh
(5) London
Q.28 As per a newspaper report, only few countries are left to make Non-Proliferation Treaty (NPT), a universal treaty. Which of the following is one of them?
(1) Japan
(2) Indian
(3) Italy
(4) France
(5) Russia
Q. 29 Which TV channel has been in the news for its coverage of the Bin Laden crisis, especially for having carried all broadcasts of Osama Bin Laden to. audiences in West Asia?
(1) Star Asia
(2) BBC Asia
(3) Al Jazeera
(4) Khaleed Times
(5) None of these
Q.30 India will host the world Tiger Summit for the first time in 2010. The Summit will be organized in __
(1) Kolkata
(2) Bharatpur
(3) .Junagarh
(4) Ranthambore
(5) None of these
Q.31 Under what name is MTNL marketing its GSM based mobile telephony?
(1) Swarna
(2) Dolphin
(3) Speed
(4) Vayu
(5) None 0 f these
Q.32 Which of the following countries has been fully suspended from the Common wealth of Nations after its refusal to announce General Elections which have been due since long?
(1) Pakistan
(2) Nepal
(3) Fiji
(4) Sri Lanka
(5) None of these
Q.33 What is the name of the branded petrol with cleansing additives that is being marketed by HPCL?
(1) Power
(2) Premium
(3) Speed
(4) Clean X
(5) None of these
Q. 34 Under what name is MTNL marketing its CDMA based WiLL service in Mumbai and Delhi?
(1) Dolphin
(2) Swarna
(3) Garuda
(4) Seema
(5) None of these
Q.35 Which of the following countries agreed recently to discontinuar efuelling ships in the Indian Ocean for the NATO led coalition in Afghanistan?
(1) Japan
(2) Indonesia
(3) Bangladesh
(4) Pakistan
(5) None of these
Q.36 To which business group did the Ambanis of Reliance Group sell their holding in Larsen and Toubro?
(1) RP Goenkas
(2) A V Birla
(3) Kanorias
(4) Mittals
(5) None of these
Q.37 Name the brand that was launched and promoted by a famous father-son duo.
(1) ICICI Credit cards
(2) Parket Beta
(3) Maruti Versa
(4) All of these.
(5) None of these
Q.38 What is the sub brand of the new car that Toyota is launching in India?
(1) Accord
(2) Jupiter
(3) C Planet
(4) Camry
(5) None of these
Q.39 Who amongst the following is the winner of the Mahatma Gandhi International Award for Peace and Reconc iliation 2009 ?
(1) Yukiya Amano
(2) Aung San Suu Kyi
(3) Bill Gates
(4) Hillary Clinton
(5) None of these
Q.40 With which brand would you identify the famous advertising slogan ‘Think Different’?
(1) Apple
(2) IBM
(3) Wipro
(4) HCL
(5) None of these
Q.41 Credit Rating .
(1) is used to rate the borrowers while giving advances.
(2) is used to work out performance of the employees.
(3) is used to calculate the number of excellent audit rated branches.
(4) is NOT used in any Bank.
(5) is necessary before giving promotion to employees
Q.42 Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award – 2010′?
(1) Javed Akhtar
(2) Amitabh Bachchan
(3) Guizar
(4) Hema Malini
(5) None of above
Q.43 In Corporate Hedging, which one of the following types of risks can be covered?
(1) Liquidity risk
(2) Currency risk
(3) Credit risk
(4) Transaction risk
(5) None of these
Q.44 Bank of Rajasthan is now merged with which of the following banks?
(1) AXIS Bank
(2) IDBI Bank
(3) ICICI Bank
(4) HDFC Bank
(5) None of these
Q.45 As per GDP figures on calendar year basis, according to World Bank, which one of the following economies will have highest GDP growth in the year 2011 ?
(1) US
(2) China
(3) Japan
(4) India
(5) Brazil
Q.46 In respect of infrastructure bonds is sued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rs. in thousands), upto which these bonds can be covered?
(1) 30
(2) 20
(3) 40
(4) 5.0
(5) None of these
Q.47 Which of the following is the full form of the abbreviation ‘IFRS’ as used in corporate / finance Sector ?
(1) Indian Financial Reconciliation Standards
(2) Interpretation and Formal Reporting System
(3) International Financial Reporting Standards
(4) International Financial Reporting System
(5) None of these
Q.48 As per the new guidelines issued by SEBI, companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs) ?
(1) 60 days
(2) 12 days
(3) 30 days
(4) 45 days  
(5) None of these
Q.49 RTGS stands for —–
(1) Real Time Gross Settlements
(2) Reduced Time Gross Settlements
(3) Relative Time Gross Settlements
(4) Real Total Gross Securities
(5) None of these

Answer:
1 3 (2) 2 (3) 1 (4) 1 (5) 5
(6) 1 (7)5 (8) 5 (9)2 (10)2
(11)3 (12)2 (13)3 (14)1 (15)2
(16)1 (17)4 (18)4 (19)5 (20)5
(21)3 (22)4 (23)5 (24)5 (25)5
(26)2 (27)5 (28)4 (29)3 (30)3
(31)4 (32)2 (33)3 (34)1 (35)3
(36)1 (37)2 (38)3 (39)4 (40)2
(41)1 (42)1 (43)5 (44)2 (45)3
(46)2 (47)2 (48)3 (49)3
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CURRENT AFFAIRS PREPARATION PLAN

“Current Affairs” and “General Knowledge” cover many topics like from economy to sports or education to politics, or even technology to automobiles. In every second some issues are happening around the world in these sectors, and to accumulate the excerpt of some highlighted news, and memorize it is a good plan to prepare current affairs and GK.

Some Important Tips to Follow:

Read Newspapers regularly

We all know that “Old is Gold”, same thing applies here too. We need to make a habit of reading newspapers regularly. I’ll suggest you to read more than one newspaper. It will be better if you read one newspaper of your mother language, and other of English. Some useful newspapers are “The Times of India”, “The Hindu”, “The Telegraph” etc. You need to start this habit at least 6 months before the actual exam that will help you to get access to all the important events of that period of time.

You need to keep an eye on what’s happening around you in your country and world as well. Trust me guys, you will surely find it interesting after several days. We all know that staying updated is always a good idea, as it will stand you apart from the rest.

Read Magazines thoroughly

This is another great option to prepare the subject we are talking about. There are many leading magazines that focus on current affairs and General Knowledge. You need to buy it from your local magazine seller, and start reading it thoroughly. These magazines beautifully categorize the articles with its genres to make it interesting to read on. Some of the useful magazines are Pratiyogita Darpan andManorma.

Try to read some business magazines and sports magazines too along with a general magazine. This will increase your chances of cracking the competitive exams with ease. Some useful business magazines areBusiness Today, Business Line etc.

Follow News Channels

You will need to follow news channels at least once a day. Now most of the leading news channels are active for 24*7. You need to pick up a suitable time for yourself to watch any favorite news channel of yours. You can watch ABP News, NDTV, Times Now, ET Now, Zee News etc. Try to go through all the breaking and highlighted news, and make it a habit.

I know that watching news channels for long will bore you, so I’ll suggest you to allocate only 30 minutes for it in a whole day. All the leading ones shows the glimpses of all important events of the day quite frequently, so 30 minutes will be enough for you to boost up your current affairs and GK knowledge.

Maintain a Diary

My teacher used to tell me that whenever you learn something try to write it down in your diary, as it will help you to memorize it in a better manner. He is so right, as this method helped me a lot to score good marks in every exam that I appeared for. As I already mentioned before that a lot of events are occurring in the country and around the world, so it is easily understandable that it is not easy to remember everything. It’s always a superb idea to maintain a diary of current events.

You need to update this diary on a daily basis with all the events that you consider as important ones. This diary will become quite useful for the revision part, as it will provide you information about all the important events at a place. You should keep revising the diary frequently, as it will help you to memorize important names, dates, awards etc.

Channelize your Preparation Accordingly

All the competitive exams are not same, as all of them have different pattern, even when it comes to the same topic as ‘Current Affairs’ or ‘GK’. For example for civil services exam, you need to give importance on events of National value. On the other scenario, in matter of bank job exam, the focus should be on the news on banking sectors, and economic and business news.

Thus I’ll suggest you to prepare as per the exams you are appearing for, as channelizing your preparation according to the pattern of the exam will accelerate your chance of getting selected.

Use Internet Resources

“Google, YouTube and Wikipedia are my favorite teachers’; one of my friends told me this once. This is quite true indeed, so you should use all the available online resources to study current affairs and GK for exams. For example this blog is all about “Current Affairs”, so you can check this blog regularly by subscribing to us (check the sidebar for subscription options). You can actively take part some forums that are focusing on current events. The good part is you can follow the websites of all leadingnewspapers online if you don’t have enough time to read newspapers.

Use Social Networking Sites for Good

Believe me or not you can surely use social networking sites to your benefits. Especially to prepare current affairs and General knowledge Facebook, Twitter, LinkedIn and StumbleUpon may help you a lot. You can join some Facebook pages, or follow some twitter accounts that are related to current affairs. You can join our Facebook Page too for this matter, or connect with me at LinkedIn or circle me in Google Plus for all the information on recent happenings to boost up your General Knowledgeability.

Give Priority to your Strength

We usually find difficulties when we try to learn everything at once. In that process basically we study a lot, but remember a little. We need to first select our strength areas for our preparation. Try to givepriority to your strength areas. It may be Sports, economy, Government Affairs or technology. Suppose you are applying for Bank exams, then you should prepare industry related news. Along with that you may pick any 2-3 areas of your strength like sports or technology. You need to prepare these sections to the utmost level. I can assure you that these strategies will help you to score much better in Current Affairs section.

Participate in Online Quizzes

You should participate in some free quizzes that are available online to evaluate yourself. For this matter you can easily access our “Quiz Section”. This will give you proper idea whether you are ready for the big exam day or not. As an added factor it will also provide you confidence i.e. very much essential. You can download Monthly-wise current affairs questions from Here.