Wednesday, December 21, 2011

Baroda Rajasthan Gramin Bank Officers Exam., 2011




General Knowledge
(Held on 13-3-2011)

1. First share market in India was established in which of the following cities ?
(A) Delhi
(B) Chennai
(C) Mumbai
(D) Ahmedabad
(E) Kolkata
Ans : (C)

2. Which of the following is not decided by the Finance Minister while presenting Union Budget every year ?
(A) Rate of Income Tax
(B) Expenditure on Defence Services
(C) Relief packages to various sections of the society
(D) Repo and Reverse Repo
(E) Revenue Expected from various sources
Ans : (D)

3. Which country is at the top in production of silk in the world ?
(A) India
(B) Brazil
(C) Japan
(D) South Korea
(E) China
Ans : (E)

4. Who amongst the following is the President of France at present ?
(A) Hu Jintao
(B) Elena Vesnina
(C) Jakaya Kikwete
(D) Dilma Rousseff
(E) Nicolas Sarkozy
Ans : (E)

5. Which of the following is grown as oil seed ?
(A) Mustard
(B) Garlic
(C) Safed Musli
(D) Urad
(E) Clove
Ans : (A)


6. Which of the following is not an agricultural commodity ?
(A) Mango
(B) Clove
(C) Alum
(D) Onion
(E) Potato
Ans : (C)

7. Which organization is being given the status of Micro Finance Regulating Authority as per the bill introduced in the parliament ?
(A) SIDBI
(B) IDBI
(C) NABARD
(D) RBI
(E) SBI
Ans : (D)

8. GNP stands for—
(A) Group Net Product
(B) Gross National Product
(C) Grand Nuclear Process
(D) Group Networking Process
(E) Grand National Product
Ans : (B)

9. Some rural people still prefer to go to which of the following non institutional source for their credit needs ?
(A) Micro Finance Institutions
(B) Commercial Banks
(C) Urban Cooperative Banks
(D) Money Lenders
(E) None of these
Ans : (D)

10. Nano car is launched by which of the following industrial groups ?
(A) Bajaj Group
(B) Maruti Suzuki Group
(C) Mahindra & Mahindra Group
(D) Reliance Group
(E) Tata Group
Ans : (E)

11. Term 'Balance of Payment' is used in relation to which of the following ?
(A) Diplomatic Relations
(B) Exports and Imports
(C) Annual production in a factory
(D) Deficit in Union Budget
(E) None of these
Ans : (B)

12. Which of the following rates/ratios is not covered under the RBI Monetory and credit policy ?
(A) Bank rate
(B) Exchange rate of foreign currencies
(C) Repo Rate
(D) Reverse repo rate
(E) Cash reserve ratio
Ans : (B)

13. Which of the following has given, Aadhaar' as its new brand name ?
(A) UIDAI
(B) Sports Ministry, GOI
(C) Ministry of Tourism, GOI
(D) NHAI
(E) None of these
Ans : (A)

14. Contribution to Prime Minister's Relief Fund enjoys Income Tax benefit Under various sections of the act upto the limit of—
(A) 50%
(B) 75%
(C) 100%
(D) 30%
(E) No exemption is available
Ans : (C)

15. Which of the following is not a food crop ?
(A) Paddy
(B) Wheat
(C) Bajra
(D) Jowar
(E) Jatropha
Ans : (E)

16. Which of the following is not an employment generating programme of Govt. of India ?
(A) NREGA
(B) PMGSY
(C) SGSRY
(D) TRYSEM
(E) OPAP
Ans : (E)

17. When the loan is granted by a bank for purchase of white goods it is called—
(A) Consumption loan
(B) White goods loan
(C) Consumer durable loan
(D) All the above
(E) None of these
Ans : (C)

18. The term 'Power of Attorney' refers to……………
(A) Power entrusted to a person of authority
(B) A mandate to withdraw money from someone's Bank account
(C) An instrument by which a person is empowered to act for another person
(D) All of the above
(E) None of these
Ans : (C)

19. Which of the following gamest sports was not included in Commonwealth Games 2010 ?
(A) Table Tennis
(B) Hockey
(C) Weight lifting
(D) Golf
(E) Boxing
Ans : (D)

20. Which of the following is/are true about the 'Gram Nyayalayas' ?
1. These courts will be mobile courts and will function at Panchayat level.
2. The Magistrate of these courts will go to the villages in their area of coverage and will dispose off cases of the villages there itself.
3. Only civil suits related to the property of Rs. 5,00,000 and above will be disposed off in this way.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)

21. The Reverse Mortgage Scheme was launched by some organizations a few years back. This was done to help which of the following sections of society ?
(A) Beneficiaries of the NREGA
(B) People living Below Poverty Line
(C) Youngsters
(D) Senior Citizens
(E) None of these
Ans : (D)

22. Which of the following metals is used for generation of nuclear Energy by most of the Nuclear Power Plants ?
(A) Zinc
(B) Platinum
(C) Uranium
(D) Nickel
(E) Barium
Ans : (C)

23. Which of the following is/are considered a Renewable Source of Energy ?
1. Wind Energy
2. Solar Energy
3. Nuclear Energy
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (D)

24. Which of the following is/are true about the National Rural Employment Guarantee Act ?
(A) The Act is now know as Indira Gandhi National Rural Employment Guarantee Act
(B) The Act is now applicable to all the districts of the country
(C) Minimum wage fixed under this Act is now Rs. 250 per day
(D) Employment is given now for 200 days in a year
(E) None of these
Ans : (A)

25. Which of the following is the full form of the abbreviation IFRS as used in corporate/financial sector ?
(A) Indian Financial Reconciliation Standards
(B) Interpretation and Formal Reporting System
(C) International Financial Reporting Standards
(D) International Financial Reporting System
(E) None of these
Ans : (C)

26. 'Heavy Water' is used in which of the following fields ?
(A) Thermal Power
(B) Cement industry
(C) Iron and Steel Industry
(D) Nuclear Power
(E) None of these
Ans : (D)

27. At present who is the Governor of Reserve Bank of India?
(A) Dr. Y. V. Reddy
(B) Dr. C. Rangarajan
(C) Shri C. Chidambaram
(D) Dr. Subir Gokarn
(E) None of these
Ans : (E)

28. One of the major emphasis of Basel II is that banks should have—
(A) Adequate Capital adequacy ratio
(B) Only few branches in Metro centres
(C) More and more branches in Rural areas should be opened
(D) Core banking mode of operations
(E) All the above
Ans : (A)

29. Amendments in which of the following bills presented in the Parliament will bring some changes in existing tax regime ?
(A) Direct Taxes Code (DTC) Bill
(B) Foreign Exchange Management Regulatory Bill
(C) Companies Act Bill
(D) Salaries and Perks for MPs Bill
(E) Finance Bill 2010-11
Ans : (A)

30. As per the reports in various newspapers many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations/agencies issue the licence for the same ?
(A) Securities and Exchange Board of India (SEBI)
(B) Indian Institute of Banking and Finance (IIBF)
(C) Indian Bank Association
(D) Registrar of Companies
(E) None of these
Ans : (E)

31. When is Income tax required to be deducted by the banks at source on interest accrued and paid by them on the fixed deposits? When the……………
(A) amount of interest accrued/payable is more than Rs. 5000 p. a.
(B) amount of interest accrued/payable is more than Rs. 10000 p. a.
(C) Interest is more than Rs. 20,000 p. a.
(D) customer is not valuable to the bank
(E) None of these
Ans : (A)


32. Which of the following methods is being adopted by Banks for calculating and applying interest on Savings Bank accounts ?
(A) On monthly products based on minimum balance between 10th and last working day
(B) Daily balance is counted and interest is paid accordingly
(C) On average Quarterly balance
(D) On average half yearly balance
(E) None of the above
Ans : (A)

33. Which one of the following is the objective of the flagship scheme 'Rashtriya Swasthya Bima Yojana' (RSBY) ?
(A) To provide life insurance cover to rural households
(B) To provide health insurance cover to rural households
(C) To provide both life and health insurance cover to rural households
(D) To provide life and health insurance covers only to people living below poverty line
(E) None of these
Ans : (D)

34. Structure of Basel II is based on how many pillars ?
(A) Two
(B) Four
(C) Three
(D) Eight
(E) Six
Ans : (C)

35. 'Pulitzer Prize' is given in the field of…………….
(A) Literature
(B) Social service
(C) Films
(D) Science
(E) Sports
Ans : (A)

36. Which of the following terms/trophies is related with the game of cricket ?
(A) Love
(B) Trump
(C) Grand slam
(D) Tee
(E) Ashes
Ans : (E)

37. Who amongst the following is the President of Pakistan ?
(A) Yusuf Raza Gillani
(B) Nawaz Sharif
(C) Shah Mehmood Qureshi
(D) Asif Ali Zardari
(E) None of these
Ans : (D)

38. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of which of the following concepts in the field of banking ?
(A) Core Banking
(B) Micro Credit
(C) Retail Banking
(D) Real Time Gross Settlement
(E) Internet Banking
Ans : (B)

39. Which of the following phenomenon is considered responsible for 'Global Warming' ?
(A) Greenhouse Gas Effect
(B) Fox Fire
(C) Dry Farming
(D) Radioactivity
(E) All of these
Ans : (A)

40. OPEC is a group of countries which are—
(A) Exporting oil
(B) Producing cotton
(C) Rich and developed
(D) Developing and poor
(E) Nuclear powers
Ans : (A)

41. TRAI regulates the functioning of which of the following ?
(A) Insurance
(B) Banking
(C) Stock Market
(D) Transport
(E) Telecom
Ans : (E)

42. Which of the following books is written by Chetan Bhagat ?
(A) A Bend in the River
(B) A China Passage
(C) A Suitable Boy
(D) Five Point Someone
(E) A House for Mr. Biswas
Ans : (D)

43. VAT stands for-
(A) Value And Tax
(B) Value Added Tax
(C) Virtual Action Tasks
(D) Virtual Assessment Technique
(E) None of these
Ans : (B)

44. 'Handshaking' in Networking parlance means—
(A) Connecting computers to a hub
(B) Distributed Networks
(C) Having same operating system on different computers
(D) Sending e-mail
(E) Receiving e-mails
Ans : (A)

45. 'Richter Scale' is used to measure which of the following ?
(A) Intensity of Tsunami Waves
(B) Intensity of Earthquake
(C) Density of salt in Sea water
(D) Flow of electric current
(E) None of these
Ans : (B)

46. Wimbledon Trophy is associated with—
(A) Football
(B) Cricket
(C) Hockey
(D) Basketball
(E) Lawn Tennis
Ans : (E)

47. Which of the following books is written by Arun Shourie ?
(A) A Bend in the River
(B) A Brush with Life
(C) A Secular Agenda
(D) A suitable Boy
(E) None of these
Ans : (C)

48. Which of the following aptly defines the term Financial–literacy ?
1. How to use credit responsibly
2. How to manage money
3. How to minimize financial risks
4. How to derive long term benefits from savings
(A) Only 1
(B) Only 2 and 3
(C) Both 3 and 4
(D) All 1, 2, 3 and 4
(E) None of these
Ans : (D)

49. Which of the following awards is given for excellence in the field of cinema ?
(A) Dada Saheb Phalke
(B) Arjuna
(C) Booker Prize
(D) Kalidas Samman
(E) None of these
Ans : (A)

50. What is the maximum number of free transactions that can be undertaken by a customer by using ATM of other bank in a month ?
(A) 2 per month
(B) 5 per month
(C) 10 per month
(D) 15 per month
(E) No such restriction
Ans : (B)
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CURRENT AFFAIRS PREPARATION PLAN

“Current Affairs” and “General Knowledge” cover many topics like from economy to sports or education to politics, or even technology to automobiles. In every second some issues are happening around the world in these sectors, and to accumulate the excerpt of some highlighted news, and memorize it is a good plan to prepare current affairs and GK.

Some Important Tips to Follow:

Read Newspapers regularly

We all know that “Old is Gold”, same thing applies here too. We need to make a habit of reading newspapers regularly. I’ll suggest you to read more than one newspaper. It will be better if you read one newspaper of your mother language, and other of English. Some useful newspapers are “The Times of India”, “The Hindu”, “The Telegraph” etc. You need to start this habit at least 6 months before the actual exam that will help you to get access to all the important events of that period of time.

You need to keep an eye on what’s happening around you in your country and world as well. Trust me guys, you will surely find it interesting after several days. We all know that staying updated is always a good idea, as it will stand you apart from the rest.

Read Magazines thoroughly

This is another great option to prepare the subject we are talking about. There are many leading magazines that focus on current affairs and General Knowledge. You need to buy it from your local magazine seller, and start reading it thoroughly. These magazines beautifully categorize the articles with its genres to make it interesting to read on. Some of the useful magazines are Pratiyogita Darpan andManorma.

Try to read some business magazines and sports magazines too along with a general magazine. This will increase your chances of cracking the competitive exams with ease. Some useful business magazines areBusiness Today, Business Line etc.

Follow News Channels

You will need to follow news channels at least once a day. Now most of the leading news channels are active for 24*7. You need to pick up a suitable time for yourself to watch any favorite news channel of yours. You can watch ABP News, NDTV, Times Now, ET Now, Zee News etc. Try to go through all the breaking and highlighted news, and make it a habit.

I know that watching news channels for long will bore you, so I’ll suggest you to allocate only 30 minutes for it in a whole day. All the leading ones shows the glimpses of all important events of the day quite frequently, so 30 minutes will be enough for you to boost up your current affairs and GK knowledge.

Maintain a Diary

My teacher used to tell me that whenever you learn something try to write it down in your diary, as it will help you to memorize it in a better manner. He is so right, as this method helped me a lot to score good marks in every exam that I appeared for. As I already mentioned before that a lot of events are occurring in the country and around the world, so it is easily understandable that it is not easy to remember everything. It’s always a superb idea to maintain a diary of current events.

You need to update this diary on a daily basis with all the events that you consider as important ones. This diary will become quite useful for the revision part, as it will provide you information about all the important events at a place. You should keep revising the diary frequently, as it will help you to memorize important names, dates, awards etc.

Channelize your Preparation Accordingly

All the competitive exams are not same, as all of them have different pattern, even when it comes to the same topic as ‘Current Affairs’ or ‘GK’. For example for civil services exam, you need to give importance on events of National value. On the other scenario, in matter of bank job exam, the focus should be on the news on banking sectors, and economic and business news.

Thus I’ll suggest you to prepare as per the exams you are appearing for, as channelizing your preparation according to the pattern of the exam will accelerate your chance of getting selected.

Use Internet Resources

“Google, YouTube and Wikipedia are my favorite teachers’; one of my friends told me this once. This is quite true indeed, so you should use all the available online resources to study current affairs and GK for exams. For example this blog is all about “Current Affairs”, so you can check this blog regularly by subscribing to us (check the sidebar for subscription options). You can actively take part some forums that are focusing on current events. The good part is you can follow the websites of all leadingnewspapers online if you don’t have enough time to read newspapers.

Use Social Networking Sites for Good

Believe me or not you can surely use social networking sites to your benefits. Especially to prepare current affairs and General knowledge Facebook, Twitter, LinkedIn and StumbleUpon may help you a lot. You can join some Facebook pages, or follow some twitter accounts that are related to current affairs. You can join our Facebook Page too for this matter, or connect with me at LinkedIn or circle me in Google Plus for all the information on recent happenings to boost up your General Knowledgeability.

Give Priority to your Strength

We usually find difficulties when we try to learn everything at once. In that process basically we study a lot, but remember a little. We need to first select our strength areas for our preparation. Try to givepriority to your strength areas. It may be Sports, economy, Government Affairs or technology. Suppose you are applying for Bank exams, then you should prepare industry related news. Along with that you may pick any 2-3 areas of your strength like sports or technology. You need to prepare these sections to the utmost level. I can assure you that these strategies will help you to score much better in Current Affairs section.

Participate in Online Quizzes

You should participate in some free quizzes that are available online to evaluate yourself. For this matter you can easily access our “Quiz Section”. This will give you proper idea whether you are ready for the big exam day or not. As an added factor it will also provide you confidence i.e. very much essential. You can download Monthly-wise current affairs questions from Here.