Saturday, September 4, 2010

Gurgaon Gramin Bank Officers Exam., 2009

Gurgaon Gramin Bank Officers Exam., 2009
(Held on 12-7-2009)
English Language : Solved Paper

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

According to the United States Environmental Protection Agency (USEPA), plastic bags are a better option than paper bags from the environment’s point of view. Many studies comparing plastic versus paper show that plastic bags have less net environmental effect than paper bags, requiring less energy for transport, production and recycling and because of all these, plastic generates less greenhouse gases. They cause less air and water pollution and can get compressed to a small size in landfills. Plastic bags are sterile and thus are a better option for the transportation of eatables and medicines.

However there is another side of using plastic. Plastics are manufactured from petroleum. This brings a host of other issues e.g. destruction of habitat. Their manufacturing involves chemicals, many of which have not been sufficiently tested for their toxicological impact on humans and animals. Exacerbating the problem is that science has only advanced to detect plastic components in human bodies and then link it to human ailments and diseases. Where science has been unable to help is that it has largely failed to invent a solution to the hazards caused by it. Making the situation dismal is the fact that the hazard is closer than it appears. Teflon, PVC, Polyethylene, polystyrene in utensils and various silicones in hair and body care products accumulate in the body and lead to serious diseases. Plasticproducing companies are often chemical companies or subsidiaries of chemical companies, both with poor track records when it comes to their adherence to regulatory compliance and their willingness to perform toxicological analysis on the products that they make.

Plastics often drain component chemicals, including hazardous chemicals when temperature changes beyond a certain point. It is for this reason that toxicologists do not recommend storing very cold food in plastics or heating food (microwaving especially) in plastics. Also, plastics are durable materials. Thus, they are hard to eliminate once used and create tremendous waste. While some common plastics can be recycled the vast majority cannot be recycled.

Scientists suggest the use of Biodegradable plastics as an alternative to this persisting problem. These are the plastics that can decompose in the natural environment. Biodegradation of plastics can be achieved by enabling microorganisms in the environment to metabolize the molecular structure of plastic films to produce an inert humus-like material that is less harmful to the environment. They may be composed of either bio-plastics, which are plastics whose components are derived from renewable raw materials, or petroleum-based plastics. The use of bio-active compounds compounded with swelling agents ensures that, when combined with heat and moisture, they expand the plastic’s molecular structure and allow the bio-active compounds to metabolise and neutralize the plastic.

Various countries have been adopting different methods to discourage the use of plastic. Growing awareness in the UK of the problems caused by indiscriminate use of plastic bags is encouraging retailers to reward customers who bring their own bags or who reuse or recycle existing bags. This is called the ‘Green Bag Scheme’. In other countries retailers have stopped providing free plastic bags with purchases and have been selling cloth bags for very minimalistic prices.

1. What alternative do the scientists suggest for the problem associated with the use of plastics ?
(A) Use of biodegradable plastics
(B) Treatment of hazards caused by the use of plastics
(C) Strict compliance of the chemical companies to toxicological tests of their products
(D) Banning the use of plastic throughout the world
(E) None of these
Ans : (A)

2. Why don’t toxicologists recommend the heating of food and storing of cold food in plastic ?
(A) Food stuff spoils faster in plastic containers
(B) The Teflon coating in such utensils is harmful
(C) Plastic containers do not undergo recommended toxicology tests
(D) Plastic releases harmful chemicals at very high and low temperature
(E) None of these
Ans : (D)

3. According to the author, what is the problem with manufacturing plastic products ?
(A) These products are not energy efficient
(B) These products produce greenhouse gases which are harmful to environment
(C) The chemicals involved in their production are not tested for impact on living beings
(D) It swells as soon as it comes in contact with heat and moisture
(E) None of these
Ans : (C)

4. What are the author’s views about the companies producing plastic products ?
(1) These companies are mainly responsible for the hazards caused to the environment due to plastics.
(2) Such companies are chemical companies themselves or a subsidiary of such companies.
(3) Such companies do not perofrm toxicological tests on their products.
(A) Only (1)
(B) Both (2) and (3)
(C) Both (1) and (3)
(D) Only (2)
(E) None of these
Ans : (B)

5. What does the author mean by ‘another side of using plastic’ ?
(A) These are disadvantages of using plastic
(B) Using biodegradable plastic instead of non-biodegradable plastic
(C) Paper bags are better option than plastic bags
(D) Many retail stores sell cloth bags at lower price
(E) None of these
Ans : (A)


6. Why does USEPA suggest that plastic bags are a better option than paper bags ?
(A) The plastic bags are inexpensive
(B) Plastic bags can be tested for toxic chemicals
(C) Paper bags do not generate greenhouse gases
(D) Plastic bags require less energy as compared to paper for transportation, production and recycling
(E) None of these
Ans : (D)

7. According to the passage, in which of the following fields has science failed ?
(A) To produce biodegradable plastic
(B) To popularize the use of cloth and paper bags instead of plastic
(C) To strictly implement the compliance of the chemical companies to toxicological tests of their products
(D) To make plastic – free hair and body care products
(E) None of these
Ans : (D)

8. Which steps have been taken in UK to encourage the use of alternatives to plastic bags ?
(A) The UK government has banned the use of plastic throughout the country
(B) The retailers in UK have been selling cloth bags at very low prices
(C) The retailers reward the customers who bring their own bags or use the recycled bags
(D) The government imposes heavy fine on those using plastic bags
(E) None of these
Ans : (C)

9. Which of the following is not true in context of the passage ?
(A) Some countries have stopped providing free plastic bags to customers to discourage the use of plastic
(B) The bio-active compound alongwith swelling agents ensure that plastic is neutralized in the presence of heat and moisture
(C) Many plastic products do not undergo toxicological test
(D) Being durable, plastic creates a lot of waste
(E) All are true
Ans : (E)

10. Although harmful at extreme temperature, why does USEPA recommend transport of eatables and medicines in plastic bags ?
(A) Plastic bag generate less greenhouse gases which would react chemically with medicines, thus producing adverse effect in body
(B) Plastic bags are more sterile than other available options
(C) Plastic products pass through a number of toxicological testings
(D) Plastic bags are easily degraded and thus cause less harm to environment
(E) None of these
Ans : (A)

Directions—(Q. 11–13) Choose the word / group of words which is / are most similar in meaning to the word printed in bold as used in the passage.

11. persisting
(A) troubling
(B) enduring
(C) resisting
(D) damaging
(E) harassing
Ans : (B)

12. exacerbating
(A) executing
(B) influencing
(C) worsening
(D) addressing
(E) declining
Ans : (C)

13. drain
(A) sewer
(B) waste
(C) deplete
(D) give out
(E) outlet
Ans : (D)

Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

14. dismal
(A) Encouraging
(B) Prosperous
(C) Glad
(D) Generous
(E) Respectful
Ans : (A)

15. compressed
(A) Extended
(B) Amplified
(C) Diffused
(D) Intensified
(E) Expanded
Ans : (E)

Directions—(Q. 16–25) Read each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence, the letter of that part will be the answer. If there is no error, mark (E) as the answer. (Ignore errors of punctuation, if any.)

16. He had already prepare (A) / the acceptance speech (B) / but the student of the year award (C) / was given to Ravi. (D) No error (E)
Ans : (A)

17. He placed the trophy (A) / which he had won (B) / at the most prominent (C) / place on the house. (D) No error (E)
Ans : (D)

18. Fashion is very important (A) / to her and thus (B) / she selects the (C) / most popular clothes. (D) No error (E)
Ans : (B)

19. After finding traces of poison (A) / in his dinner yesterday, (B) / Mohit accused his wife (C) / of trying to cause harm. (D) No error (E)
Ans : (E)

20. Sheetal bought a (A) / new car and (B) / bragged about them (C) / for weeks to come. No error (E)
Ans : (C)

21. Being more dangerous (A) / than all the criminal, (B) / he was imprisoned (C) / in a special jail. (D) No error (E)
Ans : (B)

22. The mayor says that (A) / “I will consider running (B) / for commissioner’s post (C) / but I am not sure yet.” (D) No error (E)
Ans : (A)

23. In an effort (A) / to make peace (B) / Priya spoke separately (C) / to both the person. (D) No error (E)
Ans : (D)

24. They had a narrow escape (A) / when skating as (B) / roaring avalanche (C) / just missed them. (D) No error (E)
Ans : (B)

25. The movie star should not have (A) / allowed the press (B) / at the scene had he (C) / known about the fuss. (D) No error (E)
Ans : (A)

Directions—(Q. 26–30) Which of the phrases (A), (B), (C) and (D) given below each statement should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No correction is required’, mark (E) as the answer.

26. Ayesha spent the entire morning polishing hers new audio system.
(A) Polishing her new
(B) Polishing she’s new
(C) Polishing her’s new
(D) Polishing Ayesha’s new
(E) No correction required
Ans : (A)

27. As she grows up, she became doubtful of the existence of fairies.
(A) She grown up
(B) She grews up
(C) She grew up
(D) She growned up
(E) No correction required
Ans : (C)

28. Sneha and Shraddha need to buy watches because they are always late.
(A) Those are always
(B) These are always
(C) They keep always
(D) There are always
(E) No correction required
Ans : (E)

29. Neither the local administration nor the police authorities was aware of the tournament being held.
(A) Were aware for
(B) Was aware for of
(C) Was aware for
(D) Were aware of
(E) No correction required
Ans : (D)

30. Everyone have invested a substantial amount in the on going project but no one expects a profit.
(A) did invested a
(B) has invested a
(C) did investing in a
(D) had invested an
(E) No correction required
Ans : (B)

Directions—(Q. 31–35) Rearrange the following sentences (1), (2), (3) (4), (5) and (6) to make a meaningful paragraph and then answer the questions which follow :
(1) Today these have become an indispensable part of the lives of children and adults alike.
(2) One of such effects is the radiations that are emitted as signals.
(3) Ever since the advent of technology, undoubtedly, mobile phones are the greatest of all inventions.
(4) In order to prevent such ailments, Govt. should strictly regulate the service providers.
(5) But, no matter how indispensable, its negative effects cannot be overlooked.
(6) These signals cause a variety of ailments starting from hearing loss to cancer.

31. Which of the following sentence should be the FIRST after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (C)

32. Which of the following sentence should be the FIFTH after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 5
(E) 6
Ans : (E)

33. Which of the following sentence should be the SIXTH (LAST) after rearrangement ?
(A) 3
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (C)

34. Which of the following sentence should be the THIRD after rearrangement ?
(A) 1
(B) 5
(C) 4
(D) 6
(E) 3
Ans : (B)

35. Which of the following sentence should be the SECOND after rearrangement ?
(A) 1
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (A)

Directions—(Q. 36–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which best fits the blank appropriately. Find out the appropriate word in each case.

Many farmers who traditionally (…36…) pulses, millets and paddy have been lured by seed companies to buy hybrid cotton seeds and other GM crops, which were (…37…) to make their lives easier and wealthier. Instead they (…38…) bankruptcy and ruin. Their native seeds have been (…39…) with new hybrids which cannot be saved and need to be purchased every year at a high cost. Hybrids are also very (…40…) to pest attacks. All pesticides have to be (…41…) from the company that sold them the seeds; there have been reports of blatant profiteering from these companies.

We are (…42…) told that without genetic engineering and globalization of agriculture the world will starve, it is constantly promoted as the only (…43…) available for feeding the hungry.

Everywhere, food production is becoming a negative economy, with farmers (…44…) more on buying costly inputs for industrial production than the price they receive for their produce. The consequence is rising debts in both rich and poor countries. In some African countries it is cheaper to buy foreign sugar and coffee than it is to buy locally produced goods. This is because of over production and subsidies in the West which means that they then dump these goods on Africa (…45…) local markets.

36. (A) developed
(B) cultivated
(C) germinated
(D) made
(E) yielded
Ans : (B)

37. (A) probably
(B) specified
(C) designated
(D) supposed
(E) thought
Ans : (D)

38. (A) undergo
(B) disclosed
(C) approached
(D) tackling
(E) faced
Ans : (E)

39. (A) supplied
(B) converted
(C) replaced
(D) reduced
(E) damaged
Ans : (C)

40. (A) vulnerable
(B) tender
(C) dangerous
(D) tempted
(E) likely
Ans : (A)

41. (A) purchased
(B) bribed
(C) adopted
(D) buy
(E) sprinkled
Ans : (A)

42. (A) reiterated
(B) repeatedly
(C) continuous
(D) numerously
(E) much
Ans : (B)

43. (A) thing
(B) food
(C) progression
(D) tendency
(E) alternative
Ans : (E)

44. (A) generating
(B) expanding
(C) spending
(D) consuming
(E) earning
Ans : (C)

45. (A) ruining
(B) eradicating
(C) helping
(D) facilitating
(E) washing
Ans : (A)

Directions—(Q. 46–50) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

46. The statement said that the conference would be ……… a considerable time ……… the global economic crisis.
(A) having, thinking
(B) passing, debating
(C) spending, discussing
(D) expending, arguing
(E) exhausting, analyzing
Ans : (C)

47. After being taken away from his parents at a ……… age, the boy had a very ……… life.
(A) young, difficult
(B) early, leisurely
(C) small, distinction
(D) tender, deterrent
(E) advanced, restrict
Ans : (A)

48. Even …………… the period of recession, he got a good job ……………… not having much experience.
(A) on, even though
(B) in, instead
(C) while, inspite
(D) during, despite
(E) although, almost
Ans : (D)

49. After having ……… the news of their son’s excellent result in exams, they came over as …… as possible.
(A) enjoyed, earlier
(B) heard, quickly
(C) surprised, running
(D) shocked, fast
(E) realized hurriedly
Ans : (B)

50. Although unrecognised …… his life, his talent was much ……… after his death.
(A) entire, adored
(B) all, realized
(C) whole, worth
(D) almost, valued
(E) throughout, appreciated
Ans : (E)

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CURRENT AFFAIRS PREPARATION PLAN

“Current Affairs” and “General Knowledge” cover many topics like from economy to sports or education to politics, or even technology to automobiles. In every second some issues are happening around the world in these sectors, and to accumulate the excerpt of some highlighted news, and memorize it is a good plan to prepare current affairs and GK.

Some Important Tips to Follow:

Read Newspapers regularly

We all know that “Old is Gold”, same thing applies here too. We need to make a habit of reading newspapers regularly. I’ll suggest you to read more than one newspaper. It will be better if you read one newspaper of your mother language, and other of English. Some useful newspapers are “The Times of India”, “The Hindu”, “The Telegraph” etc. You need to start this habit at least 6 months before the actual exam that will help you to get access to all the important events of that period of time.

You need to keep an eye on what’s happening around you in your country and world as well. Trust me guys, you will surely find it interesting after several days. We all know that staying updated is always a good idea, as it will stand you apart from the rest.

Read Magazines thoroughly

This is another great option to prepare the subject we are talking about. There are many leading magazines that focus on current affairs and General Knowledge. You need to buy it from your local magazine seller, and start reading it thoroughly. These magazines beautifully categorize the articles with its genres to make it interesting to read on. Some of the useful magazines are Pratiyogita Darpan andManorma.

Try to read some business magazines and sports magazines too along with a general magazine. This will increase your chances of cracking the competitive exams with ease. Some useful business magazines areBusiness Today, Business Line etc.

Follow News Channels

You will need to follow news channels at least once a day. Now most of the leading news channels are active for 24*7. You need to pick up a suitable time for yourself to watch any favorite news channel of yours. You can watch ABP News, NDTV, Times Now, ET Now, Zee News etc. Try to go through all the breaking and highlighted news, and make it a habit.

I know that watching news channels for long will bore you, so I’ll suggest you to allocate only 30 minutes for it in a whole day. All the leading ones shows the glimpses of all important events of the day quite frequently, so 30 minutes will be enough for you to boost up your current affairs and GK knowledge.

Maintain a Diary

My teacher used to tell me that whenever you learn something try to write it down in your diary, as it will help you to memorize it in a better manner. He is so right, as this method helped me a lot to score good marks in every exam that I appeared for. As I already mentioned before that a lot of events are occurring in the country and around the world, so it is easily understandable that it is not easy to remember everything. It’s always a superb idea to maintain a diary of current events.

You need to update this diary on a daily basis with all the events that you consider as important ones. This diary will become quite useful for the revision part, as it will provide you information about all the important events at a place. You should keep revising the diary frequently, as it will help you to memorize important names, dates, awards etc.

Channelize your Preparation Accordingly

All the competitive exams are not same, as all of them have different pattern, even when it comes to the same topic as ‘Current Affairs’ or ‘GK’. For example for civil services exam, you need to give importance on events of National value. On the other scenario, in matter of bank job exam, the focus should be on the news on banking sectors, and economic and business news.

Thus I’ll suggest you to prepare as per the exams you are appearing for, as channelizing your preparation according to the pattern of the exam will accelerate your chance of getting selected.

Use Internet Resources

Google, YouTube and Wikipedia are my favorite teachers’; one of my friends told me this once. This is quite true indeed, so you should use all the available online resources to study current affairs and GK for exams. For example this blog is all about “Current Affairs”, so you can check this blog regularly by subscribing to us (check the sidebar for subscription options). You can actively take part some forums that are focusing on current events. The good part is you can follow the websites of all leadingnewspapers online if you don’t have enough time to read newspapers.

Use Social Networking Sites for Good

Believe me or not you can surely use social networking sites to your benefits. Especially to prepare current affairs and General knowledge Facebook, Twitter, LinkedIn and StumbleUpon may help you a lot. You can join some Facebook pages, or follow some twitter accounts that are related to current affairs. You can join our Facebook Page too for this matter, or connect with me at LinkedIn or circle me in Google Plus for all the information on recent happenings to boost up your General Knowledgeability.

Give Priority to your Strength

We usually find difficulties when we try to learn everything at once. In that process basically we study a lot, but remember a little. We need to first select our strength areas for our preparation. Try to givepriority to your strength areas. It may be Sports, economy, Government Affairs or technology. Suppose you are applying for Bank exams, then you should prepare industry related news. Along with that you may pick any 2-3 areas of your strength like sports or technology. You need to prepare these sections to the utmost level. I can assure you that these strategies will help you to score much better in Current Affairs section.

Participate in Online Quizzes

You should participate in some free quizzes that are available online to evaluate yourself. For this matter you can easily access our “Quiz Section”. This will give you proper idea whether you are ready for the big exam day or not. As an added factor it will also provide you confidence i.e. very much essential. You can download Monthly-wise current affairs questions from Here.